MODEL- HP12CC VENDOR- HEWLETT-PACKARD FEATURES- Finance Calculator- Clamshell package For professionals in real estate banking and finance. What makes the HP12c the industry standard in finance calculators? Power. It has 120 built-in functions to ensure that the calculations you need are available when you need them. It lets you enter data and perform calculations quickly and efficiently with its RPN (Reverse Polish Notation) keystrokes. And with millions of users all over the world you know it is reliable. - Over 120 built-in functions for business finance mathematics and statistics including date calculations. - Efficient data entry using RPN. - Small size makes it easy to take anywhere. - Long battery life. Includes calculator battery soft case and owner's manual. * Allows 20 different cash flows for internal rate of return and net present value solutions. Quickly calculate loan payments interest rates amortization discounted cash flow analysis interest rate conversions standard deviation percent percentage change and forecasting based on linear regression to name a few. * Calculator mortgage payments balloon payments decreciation bond prices and yields with just a few keystrokes. * Enter a series of keystrokes into memory then execute your program with a touch of a button. * TVM (loans savings and leasing). * Amortization.